Legal

By accessing this site, you agree to the following terms and conditions so please read them carefully. These terms and conditions may change at any time at our sole discretion.

Disclaimers

The information and descriptions contained on NPEA’ website are not intended to be complete descriptions of all terms, exclusions and conditions applicable to every product or service offered by NPEA. NPEA makes no representations or warranties that the materials are suitable for your needs.

You expressly agree that your use of this website is at your sole risk and that NPEA and its affiliates will not be liable for any damages of any kind arising from the use of this website or from any information, content, materials, products or services made available to you on or through this website, including, but not limited to direct, indirect, incidental, punitive and consequential damages.

NPEA attempts to be as accurate as possible. however, the materials on this website may contain inadvertent inaccuracies and typographical errors. NPEA does not warrant the accuracy or completeness of the materials or the reliability of any advice, opinion, statement, or other information displayed or distributed through this website. you acknowledge that any reliance on any such advice, opinion, statement, or information shall be at your sole risk.

NPEA does not warrant that this website is free from viruses, worms, or other harmful code. NPEA assumes no responsibility, and shall not be liable for, any damages to your computer equipment or other property as a result of your access to, use of, or browsing in this website, or your downloading of any materials or data from this website.

National Public Employee Alliance, LLC is a private company, and is NOT AFFILIATED WITH THE DEPARTMENT OF EDUCATION or any other academic or governmental entity.

The website www.npea.us and its owner, National Public Employee Alliance, LLC, are not bankers, lenders or mortgage brokers.  They are also not servicers or makers of mortgage loans or of any other kind of consumer credit.  They merely provide a means of matching potential borrowers with lenders that offer mortgage loan products.

The information you furnish on this site is provided to potential mortgage lenders that have contracted with National Public Employee Alliance, LLC to use www.npea.us for this purpose.  The information collected from you on www.npea.us is not an application for credit or a mortgage loan.  It is also not used to pre-qualify you for a loan from any particular lender.  If a lender is interested in extending credit or making a mortgage loan based upon information you provide through www.npea.us, the lender may contact you so that you can apply for a particular loan product.  National Public Employee Alliance, LLC does not sell the information you furnish to www.npea.us to anyone, nor does it receive any commission, compensation or gain from any lender based upon any loans they may make to users of this website.

There is no cost to submit a loan request inquiry through www.npea.us, but lenders that offer to make mortgage loans to interested users of this site may charge such users application, loan processing or closing fees as a condition of such mortgage loan offers.

Discount Directory Listing

NPEA is not responsible for examining or evaluating, and we make no warranties, express or implied, regarding any of the products or services of any of the businesses or individuals whose products and services appear in the Discount Directory. NPEA does not assume any responsibility or liability for the actions, product, services, or content of these or any other third parties.

Privacy/Treatment of Information or Data Transmitted to Us

Please review our Privacy Policy to understand our practices regarding privacy. Any personally identifiable information you may provide to NPEA via this website is protected by the Privacy Policy.

Links to Other Websites

This website contains hyperlinks to other websites which are not maintained or controlled by NPEA. NPEA is not responsible for the content of those websites. The inclusion of any hyperlinks to such websites does not imply approval of or endorsement by NPEA of those websites, their content, or their products and services. The fact that NPEA provides a link to a third party website does not mean that it is affiliated with the third party website’s owners or sponsors. You should carefully review their privacy statements and other conditions of use.

Copyright

All content included on this website, such as text, graphics, logos, button icons, images, and audio clips is the property of NPEA or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of NPEA.

Insurance

The information contained on this website is not an offer to sell any insurance product or service. NPEA makes no representation that insurance products and services on this website are appropriate or available for use in your state.

Arbitration of Disputes

If you have any dispute relating in any way to this website or to the products or services you purchase through this website, you agree to submit such dispute exclusively to confidential arbitration in Ohio; provided, however, that to the extent you have in any manner violated or threatened to violate NPEA’ intellectual property rights, NPEA may seek injunctive or other appropriate relief in any state or federal court in the Commonwealth of Ohio and you consent to exclusive jurisdiction and venue in such courts. Arbitration under this agreement shall be conducted under the rules then prevailing of the American Arbitration Association. The arbitrator’s award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to this Agreement, whether through class arbitration proceedings or otherwise. ​