NBKC believes in educating each home buyer of the loan possibilities so you can be confident to choose the best option to fit your financial goals when shopping for your dream home. Through NBKC Bank, buyers could reduce their monthly interest payments and closing costs and get the most competitive rates.

NBKC consistently provides exceptional customer experience. Along with their competitive mortgage rates, they fund FHA, VA, jumbo loans and conventional loans in all 50 states. NBKC Bank is a full-service, FDIC insured bank and an approved Fannie Mae and Freddie Mac lender. They offer an easy and efficient online application process, customized loan options, the lowest possible rates, ultra-low closing costs and there are no hidden fees.

NBKC offers fixed mortgage rates for 10, 15, 20, 25, and 30-year terms. Interest rate remains the same throughout the loan and loan payments are not affected by inflation or fluctuating interest rates.

The 30 year fixed mortgage is perfect for those looking to stay in their home for the long run. Many buyers choose a 30-year, fixed-rate mortgage from NBKC over a 10, 15, 20, or 25-year mortgages because it provides a lower monthly payment and potential savings on interest over time. If you plan to stay in your home for many years, the 30-year, fixed-rate mortgage is a great choice. Ultimately, the loan you choose will depend on your financial situation and other home ownership goals as well.